TomoAI — Interactive Credit Education with Explainable AI

TomoAI — Interactive Credit Education with Explainable AI

Product & Design Strategy

Product & Design Strategy

UX Content

UX Content

Motion Graphics

UX Content

Prompt Engineering

Prompt Engineering

Prompt Engineering

AI UX

AI UX

AI UX

AI UX

Motion Graphics

Motion Graphics

Product & Design Strategy

Impact

  • ↑ User engagement and retention during first half of Q3 2025, driven by educational content and interactive AI onboarding.

  • Designed and launched TomoCredit.ai microsite in under 48 hours — boosted investor and media visibility during fundraising cycles.

  • Generated AI-driven video campaigns that increased social engagement by 30% across channels.

  • Opened cross-team roadmap discussions on AI explainability and personalized financial literacy.

  • Strengthened collaboration between design, engineering, marketing, and leadership — accelerating time-to-launch across teams.

Impact

  • ↑ User engagement and retention during first half of Q3 2025, driven by educational content and interactive AI onboarding.

  • Designed and launched TomoCredit.ai microsite in under 48 hours — boosted investor and media visibility during fundraising cycles.

  • Generated AI-driven video campaigns that increased social engagement by 30% across channels.

  • Opened cross-team roadmap discussions on AI explainability and personalized financial literacy.

  • Strengthened collaboration between design, engineering, marketing, and leadership — accelerating time-to-launch across teams.

Overview
TomoAI/TomoIQ is an experimental concept designed to make credit education approachable through conversational, AI-driven explainability. I led the vision and UX design to help users understand credit decisions and score changes in plain language — turning confusion into confidence.

Problem
Financial literacy gaps made users rely on customer support to interpret credit score changes. We needed a scalable, friendly, human-centered solution that could provide personalized insights without overwhelming users with financial jargon.


Process

  1. Vision Definition

  • Shaped the product vision and user value proposition for a credit-building AI assistant that communicates in friendly, human terms.

Overview
TomoAI/TomoIQ is an experimental concept designed to make credit education approachable through conversational, AI-driven explainability. I led the vision and UX design to help users understand credit decisions and score changes in plain language — turning confusion into confidence.

Problem
Financial literacy gaps made users rely on customer support to interpret credit score changes. We needed a scalable, friendly, human-centered solution that could provide personalized insights without overwhelming users with financial jargon.


Process

  1. Vision Definition

  • Shaped the product vision and user value proposition for a credit-building AI assistant that communicates in friendly, human terms.

  1. Conversational UX Design

  • Designed chat flows and dialogue scripts clarifying score changes, on-time streaks, and utilization impact.

  • Applied tone guidelines rooted in trust + transparency, avoiding jargon.

  1. Conversational UX Design

  • Designed chat flows and dialogue scripts clarifying score changes, on-time streaks, and utilization impact.

  • Applied tone guidelines rooted in trust + transparency, avoiding jargon.

  1. Prompt Engineering & System Logic

  • Built system prompts that generate contextual CTAs — e.g., “Your limit usage is 12%; learn how this affects your next boost.”

  • Linked credit events to actionable features (payments, dashboard, reports).


4. Prototype & Data Integration

  • Collaborated with data analysts and backend engineers to simulate live API connections.

  • Developed a working prototype using Framer + Firebase with mock credit data and user event logs.


5. Brand & Web Launch — TomoCredit.ai

  • Designed and shipped the Framer-built microsite within 2 days for PR and investor outreach.

  • Created landing-page visuals, typography, and animations aligning with Tomo’s trust-first identity.

  • Collaborated with leadership and marketing for unified product + brand messaging.

  1. Prompt Engineering & System Logic

  • Built system prompts that generate contextual CTAs — e.g., “Your limit usage is 12%; learn how this affects your next boost.”

  • Linked credit events to actionable features (payments, dashboard, reports).


4. Prototype & Data Integration

  • Collaborated with data analysts and backend engineers to simulate live API connections.

  • Developed a working prototype using Framer + Firebase with mock credit data and user event logs.


5. Brand & Web Launch — TomoCredit.ai

  • Designed and shipped the Framer-built microsite within 2 days for PR and investor outreach.

  • Created landing-page visuals, typography, and animations aligning with Tomo’s trust-first identity.

  • Collaborated with leadership and marketing for unified product + brand messaging.

  1. Deployment, Stress Testing & Debugging

  • Supported engineers through staging deployment and load testing on Firebase hosting.

  • Conducted UX stress tests under high latency to validate chat stability and prompt timing.

  • Logged and debugged interaction edge cases (e.g., incomplete API responses, mis-timed CTAs).

  • Documented post-test improvements for the next release cycle.


  1. Marketing & Social Media Materials

  • Collaborated with marketing to generate short-form AI-assisted promo videos (using Nano Banana, Sora) explaining TomoAI’s features.

  • Crafted narratives and motion templates optimized for TikTok, LinkedIn, and press decks.

  • Helped unify the tone of product UX and marketing storytelling for a consistent brand voice.

  1. Deployment, Stress Testing & Debugging

  • Supported engineers through staging deployment and load testing on Firebase hosting.

  • Conducted UX stress tests under high latency to validate chat stability and prompt timing.

  • Logged and debugged interaction edge cases (e.g., incomplete API responses, mis-timed CTAs).

  • Documented post-test improvements for the next release cycle.


  1. Marketing & Social Media Materials

  • Collaborated with marketing to generate short-form AI-assisted promo videos (using Nano Banana, Sora) explaining TomoAI’s features.

  • Crafted narratives and motion templates optimized for TikTok, LinkedIn, and press decks.

  • Helped unify the tone of product UX and marketing storytelling for a consistent brand voice.

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vivienkong.x@gmail.com

All rights reserved, ©2025